When you are selling merchant processing services, one of the best assets of any partner program is more rewards and incentive programs that saves your merchant money. Your best bet is to ask questions upfront, read through the terms and services, and get to know your payment processor. We at North American Bancard always encourage our clients to ask any questions they want ahead of time, so our relationship remains as easy and smooth as possible.
You can expect most interchange fees to hover around 1.15% and 3.25%, with a possible potential small flat rate as well. Every single credit card network requires an interchange fee. All these interchange fees are automatically subtracted from the transaction funds. Yes, that does mean you receive less in your merchant account than the price your clients have paid, but it also means you don’t have to handle the fees outside of the transaction. While this tier does have a higher rate than the first, it is lower than the next tier, which covers higher-risk transactions.
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